Thursday, June 11, 2009

buy cheap car insurance

We get many requests on how to find inexpensive cars, insurance, and almost as many issues related to the search for cheaper car insurance for men - particularly young, single men.

Instead of just going and why is it so difficult to find car insurance affordable if you are a young man, we set out to find the best prices in a hypothetical situation (ie, young male) and not only show how they did it - but you can too.

To get a good candidate, but not the bottom of the barrel at high risk using some of the key factors that insurance companies use to assess the risk and came up with a less than ideal, but not the highest risk men.

The Process of Car Insurance Quote
First, we need a place online to get some free insurance quotes for not only fast, but competitive. Our favorite is Quoteserv. Now that we have found our place to get insurance quotes car insurance a few different insurance companies, it is time to start filling the application.

* Male: 24
Marital Status: Single
Location: (Manhattan), New York City, New York (yes, we know this is a city to live, and secure the unit in a vehicle)
Postal Code: 10008
Date of Birth: 6/23/83

* Vehicle: 2006 Audi A4 2.0T Quattro
Own or rent: Rent
Primary use of vehicle: to and from work
Vehicle Ownership: Leasehold
Annual Mileage: 12,000
Highest level of Education: Partners
Occupation: Real Estate Sales
Years with current employer: 2
First License: 16

* Total number of drivers who live in the house: 2
Number of accident claims in the last 5 years: 0
Number of Violations in the last 7 years: 2 (two fines for speeding violations were 6-9 mph over the limit that occur within 1 year of each)
Has your license been revoked in the last 5 years: NO
Had to file AR-22: NO

* Do you have an accident prevention, driver improvement or defensive driving course in the last 3 years: None

* Coverage of current Information: This driver has been with the same insurance company about 2 years and has been insured for more than 5 years, or more specifically from 16 years.

* Name of insurance coverage
Bodily Injury: $ 100,000 / 300,000 w / Uninsured $ 25,000 / $ 50,000
Personal Injury Protection (PIP): $ 0 deductible
Full coverage: $ 500 deductible
Collision Coverage: $ 500 deductible
No options, including towing, rental or roadside assistance.

Get Car Insurance Quote
Reinforce ... ok, let's leave the drum. These rates are very expensive, but note that rates are competitive for appointment as a conductor at high risk who live in a densely populated area in one of the largest metropolitan cities in the U.S. That said, the fees in order from smallest to largest.

1. Unitrin Direct: $ 2009.00 / 6 months or $ 334.83/mo premium
2. AIG Auto Insurance: $ 2,374.37 / 6 months or $ 395.73/mo premium
3. Liberty Mutual: $ 6,284.00 / 6 months or $ 523.67/mo premium
4. The Hartford: $ 3,839.00 / 6 months or $ 639.83/mo premium

Auto Insurance Quote Summary
Well, it is not exactly auto insurance fund for one man with 2 speeding tickets rent a vehicle with an expensive apartment in Manhattan, but we did not want to make this an ideal example of a low-risk drivers a city of low risk. In all likelihood, you will see rates of about 1 / 3 of these. Your best bet is to get as many appointments as possible, and companies like Quoteserv make it very easy to get car insurance quotes online quickly competitive.